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Consent-to-Rate Filing

Rules summary for when a carrier is charging a rate in excess of what's already on file with the DOI.;

Indiana general insurance rating law permits a carrier to file a "consent-to-rate" filing. The carrier is charging a rate different than that already on file with the Department of Insurance. The consent to rate filing is done on an individual insured basis and the insured must sign a consent form which shows agreement to the rate.

The material in this document has been prepared and shared for informational purposes only and should not be relied upon as legal advice on any particular situation.